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Eccentric lottery winner Charles, living alone on a remote island, tries to make his dreams come true by hiring his favorite musician, Herb McGuire, to play an exclusive, private concert. Unbeknownst to Herb, Charles has also hired Herb’s former bandmate and ex-girlfriend, Nell, along with her new husband, to perform old favorites. When tempers flare and old tensions resurface, stormy weather traps them all on the island, and Charles desperately searches for a way to save his dream concert.